Group Market News
Published July 19, 2021
For groups with employees who reside in the state of Massachusetts
In 2020, several states as well as one city adopted minimum coverage requirements similar to the existing Massachusetts Minimum Creditable Coverage requirement. As more employer groups plan to allow increased flexibility for their employees to work remotely and out of state, location-specific coverage requirements are a trend we are seeing increase.
Therefore, Premera Blue Cross realized a need to evaluate our current state health plan reporting services. We are experiencing a number of challenges, such as: varying minimum coverage analyses, differences in reporting requirements, and a nationwide
increase of remote workers.
Moving forward, Premera will no longer continue to file the 1099-HC Massachusetts Creditable Coverage form or provide an analysis to determine if your specific plan meets the Massachusetts Creditable Coverage Plan Requirements (MCC).
What you need to know
If you plan to seek additional opportunities with remote workforces, it is important to check with your tax professional and benefit consultants to understand what laws and regulations apply to you as an employer in each state of residence of their employees.
In addition, it may be helpful to consult with vendors who offer state-reporting services for employers who have employees residing out of state.
For more specific information on MCC requirements applicable to employers who employ Massachusetts residents, please see the links below:
If you have any questions about this update, please don’t hesitate to reach out to your Premera representative or producer.